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Make the Most of Your Insurance When You Visit your Family Dentist in Toronto
Make the Most of Your Insurance When You Visit your Family Dentist in Toronto
May 08, 2018

Good dental health begins with having a reliable and competent family dentist in Toronto. At QQ Dental we look after the dental health and hygiene of young patients as young as three years old. As a practice, visiting your family dentist in Toronto regularly, and even if simply to receive a clean bill of dental health, must be done regularly. But dental visits need not be an unnecessary drain on your health budget.

 

Regular visits to your family dentist in Toronto can be aligned in a manner that allows you to maximize your dental insurance coverage, or reduce your tax liability.

 

  1. Benefit period – Begin by finding about your dental plan’s start and end date. Knowing the start and end dates of your insurance coverage will better let you plan for when to undertake those visits to your family dentist in Toronto.
     
  2. Using your benefits – Dental health insurance is concerned with ensuring you not need major dental health care; which is why dental plans offer such a plethora of benefits. Regular exams and teeth cleaning are usually the benefit minima in a family dental plan. Usually, benefits are far more comprehensive, and you should make sure to avail all of these services you are paying for by visiting your family dentist in Toronto.
     
  3. Healthcare Spending Account – If your employer’s health plan covers dental, it is likely you have access to a Healthcare Spending Account. This is a pre-determined sum provided to employees at the beginning of the year. Despite its utility, the HSA often remains un- or under-utilized. Instead, cover the costs of your planned or unplanned visit to your family dentist in Toronto.
     
  4. Tax deduction – The Canadian tax code permits claiming of certain medical expenses on your tax return. Most dental work, including fillings, dentures and other dental work not paid for by your insurance plan can be deducted against your income when filing your taxes.

 

QQ Dental is proud to be go-to family dentist in Toronto for so many families. We provide considered dental care; our practice is full-service; our staff is highly trained and experienced in handling all ages of visitors and patients. At QQ Dental we encourage parents to bring their children to see us before a painful tooth issue occurs. That way your child will not associate dental visits, which are more often than not pleasant and painless – with dental discomfort.

 

What’s more, we offer priority appointments for urgent cases. Our staff works with you to help process insurance claims and other paperwork.

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Canadian Dental Care Plan (CDCP)

Starting March 2024 our office participate in the CDCP

(CDCP) is a federal government program intended to reduce financial barriers to oral health care. The program will provide coverage of the cost of dental care for Canadian residents who do not have dental benefits and have a household income of less than $90,000 a year.

Dental care under the CDCP is expected to start in Spring 2024. The federal government has committed to rolling out the CDCP coverage in stages. Below is a table with the expected timelines for applications to the CDCP.

Group Applications open
Seniors aged 87 and above Starting December 2023
Seniors aged 77 to 86 Starting January 2024
Seniors aged 72 to 76 Starting February 2024
Seniors aged 70 to 71 Starting March 2024
Seniors aged 65 to 69 Starting May 2024
Persons with a valid Disability Tax Credit certificate Starting June 2024
Children under age 18 Starting June 2024
All remaining eligible Canadian residents Starting 2025

Sincerely,
The Team at Queens Quay Dental Centre